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While savings is used most often, relying on family and friends, using formal and alternative credit, increasing work hours, and selling items are also used frequently to deal with emergencies, especially for some subgroups. General contact details of provider: Almost half of Americans report that they are incapable of coming-up with the funds necessary to deal with an ordinary financial shock.

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This allows to link your profile to this item. Help us Corrections Found an error or omission? Household finance researchers must look beyond precautionary saving to understand how families cope with risk.

New Liquidity and Credit Scoring Puzzles? We examine the coping methods people use to deal with shocks.

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While there are differences in coping ability across countries, there is general evidence of a consistent ordering of coping methods. It also allows you to accept potential citations to this item that we are uncertain about. Finally, the paper compares the levels of financial fragility and methods of coping among eight industrialized countries.

We also find evidence of a pecking order of coping methods in which savings appears to be first in the ordering. For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item.

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RePEc uses bibliographic data supplied by the respective publishers. If you schnrider a registered author of this item, you may also want to check the “citations” tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation. More about this item Keywords financial fragility ; savings ; coping ; JEL classification: Please note that corrections may take a couple of weeks to filter through the various RePEc services.